Identity theft is a rapidly growing threat, and it thrives on poor security practices. Your best defense is to build good security habits and encourage everyone you know to do the same. For 22 steps to protect yourself from identity theft – and 8 ways to clean up things if you become a victim, see Your 5-minute guide to protecting your identity by MSN Money.
If you believe you may be the victim of identity theft, contact your local community law enforcement or the Cornell Police at 607 255-1111 to file a report.
“Identity theft is a serious crime. It occurs when your personal information (name, Social Security number, date of birth, credit card number, or bank account number) is stolen and used without your knowledge to commit fraud or other crimes. Identity theft can cost you time and money. It can destroy your credit and ruin your good name.”
Federal Trade Commission, www.ftc.gov
|Web site Name||Web site URL||Resource description|
|Federal Trade Commission||www.ftc.gov/idtheft/||National resource to learn about the crime of identity theft|
|Equifax||www.equifax.com||National credit reporting agency|
|Experian||www.experian.com||National credit reporting agency|
|TransUnion||www.transunion.com||National credit reporting agency|
|Annual Credit Report||www.annualcreditreport.com||Credit monitoring service that can be used to access your credit report for free up to three times per year|
|Cornell Spider||www.cit.cornell.edu/services/spider/||Run Spider on your machine to find out if you have any critical data stored, such as social security numbers, bank accounts, or credit card numbers|
|OptOutPrescreen||www.optoutprescreen.com||Go to OptOutPrescreen to opt-in or opt-out of offers for credit or insurance - Service also available at 1-888-5-OPTOUT|
|Federal Trade Commission - ID Theft Affidavit||www.ftc.gov/opa/2002/02/idtheft.shtm||The ID Theft Affidavit can be downloaded, printed and used to prove to companies if you believe a new account was opened in your name, in which you did not create the debt|
Last updated 12/09/2014